John J. Grande, CFP

Identify role, responsibility of persons in estate planningThis second part of this series on the basics of estate planning will cover those roles and responsibilities associated with the documents, which include a will, a power of attorney, a health care power of attorney, and a living will.
Comprehensive analysis is key to plentiful retirement
Comprehensive analysis is key to plentiful retirementFor physicians with 15 or 20 years left to work before retirement, the planning is easy­­–as time is on their side. Adjustments can be made regarding savings rates, age of retirement, and future cash flow needs. When retirement is imminent within three years, the planning options are limited, and physicians must become realistic about what is mathematically feasible as far as generating sustainable cash flow to support their lifestyle. Here are some issues for physicians who are facing retirement within three years or less.
5 reasons that prevent eyeMDs from being happierAfter working with ophthalmologists across the country for over 20 years, Grande Financial Services have heard firsthand from hundreds of ophthalmologists about what stresses them out and what detracts from their happiness. We have outlined here five reasons why physicians deprive themselves of more happiness.
Weighing the best retirement plan for practice, employees
Weighing the best retirement plan for practice, employees
Is ‘retirement’ based on outdated rules?When considering retirement, today's physicians need to outline their current financial situation; list and prioritize goals; and have a plan prepared that will show if their objectives are based in financial reality.
Why market timing cannot beat a disciplined strategyIf investors are not in the market when it begins to move up again, they may miss a large gain. It is virtually impossible to accurately enter at the top or bottom of the market, especially consistently.
Congress closes some Social Security loopholesA financial question that surfaces frequently, usually from physicians ages 55 years and older, is: “When and how should my spouse and I take our Social Security benefits?” These types of questions recently got complicated with the recent passage of new legislation by the U.S. Congress.
Ophthalmology Times introduces Money Matters financial educational resource centerOphthalmology Times and the Grande Financial Services Inc. are pleased to announce an addition to its continued collaboration. Together, we are launching this Money Matters Resource Center. This project is included as part of the Practice Management section of the publication.
Which retirement plan is right for your practice?If you own a small business (such as a medical practice), many retirement plan alternatives are available to assist you and your eligible employees with retirement planning. To make an informed decision on which plan is right for your practice, review the differences carefully before choosing.