High-deductible plans are often used by relatively healthy people with a small chance of exceeding the plan's annual deductible. These individuals have little loyalty to their plans. Here are eight ways health plans can create "stickiness" to keep members happy.
Accelerated by the Affordable Care Act, high-deductible health plans have emerged as a major trend in healthcare. Placing more financial responsibility on patients for medical services has a direct impact on physician practices.
While one study finds up to 80% of mid-sized employers are increasing the employee share of health insurance deductibles and co-pays, another finds the amount of employee contributions has declined in the past few years.